As we all know, the past five years have seen phones become less for telecommunication purposes and more all-in-one mobile computing devices. It is entirely possible simply to use your phone for basic Internet utility or for immersion in the social networks, but by limiting the software on your phone in this manner you deny yourself several valuable tools that can help in other parts of your life. I, for one, run my business through my iPhone, so it was important to me to integrate finance management into my constant companion.

The entrepreneur is not the only one who can benefit from this virtual assistance. Such software has great utility in everyday life, helping you track numbers and purchases that you might otherwise forget. I thought I’d share some of my favorite apps with you so that you too can benefit from their amazing potential to streamline your life.

Finance applications for the iPhone are specifically intended to help average individuals simplify their cash flow and budget. From paying the bills to setting aside money for retirement, the following apps are sure to help put your numbers in order.


Highly touted as one of the best finance apps, this much lauded and awarded software helps synchronize all your finances under one program. You can easily pay all your bills, track your spending, and monitor your bank accounts, all without the need to step out of your house. More than merely tracking, Pageonce is also created to send out notifications to alert you of upcoming due dates or of any suspicious activity on your cards and accounts. This is precisely why Pageonce is one of the most trusted and loved finance applications with more than seven million happy users.


Mint is another excellent way to manage your finances and keep an eye on your expenses. You can easily begin to track all of your bank and credit card statements right on your iPhone or Android device. What’s more, this intuitive app is able to create specific categories for each of your transactions to ensure that you won’t miss any important details again.

Debt Dog

Almost all of us will get into debt at one point or another. If you are like most of us, you are in need of a good intermediary tool to help you keep your hands off the credit card. The lure of splurging during a sale can be to handle, especially once you see a 30%-50% off signs everywhere. While you may save a few extra bucks on the discounted item, that charge to your credit card will continue to accrue interest if you are unable to pay the costs in full. With Debt Dog, you can easily figure out if you are indeed saving or falling into deeper debt.


Doxo is an efficient way to acquire all your bills digitally and pay them off directly using your iPhone. With this app, you will never have to worry about misplacing your statement or forgetting to pay your bills on time. What’s more, paperless transactions are also a great way to help the environment.

Nothing is worse than losing track of what funds you have available. More than a few times I’ve been out to eat with friends and had to handle the immense embarrassment of a declined card—maybe my peers didn’t think any less of me, but the server certainly didn’t look at me with favor when they handed back my card. Imagine if something like this happened to you if you were on a date! These iPhone apps can help you avoid potentially shameful situations, but they are also valuable tools to manage your accounts and budget right from the device you always have with you.

Tim loves saving money. He turns to technology for things like free car loan calculators and smart investing apps on his phone. If you’d like to learn more about saving money, check out these resources at